We do! We use Affirm (formerly known as Paybright), one of Canada’s leading installment payment platforms. Affirm provides you with buy now, pay later solutions at your favourite retailers, both in-store and online.
By selecting Affirm as a payment method at check-out, you can enjoy your purchase immediately, while spreading your payments over time.
Why Should I Use Affirm?
Affirm allows you to pre-qualify before you shop, allowing you to enjoy a quick and convenient checkout experience. For as low as 0% APR, you can spread the cost of any purchase over $300 into 3 or 6 easy monthly payments.
Payments couldn’t be easier, as Affirm will automatically charge monthly or biweekly payments to your preferred payment method.
How Do I Use Affirm?
Using affirm is easy. All you have to do is select Affirm at checkout as your payment method of choice. Once you’ve done that, you can use your mobile phone number and email to set up your Affirm plan within 60 seconds, subject to credit approval.
Once you confirm your payment plan, you’re done! Enjoy your purchase today and break up the cost.
If I Use Affirm, Can I Payoff My Purchase Early?
Yes! There’s no penalty for paying early.
How do I make my payments?
You can make or schedule payments at affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Can I return an item I bought with Affirm?
Yes—you can return an item you bought with Affirm by initiating the return process with the store.
Does checking my eligibility affect my credit score?
No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.
Do I need a mobile number to use Affirm?
Yes, you’ll need a mobile phone number from Canada. This helps Affirm verify it’s really you who is creating your account and signing in.
I have more questions. Where can I learn more about Affirm?
For further information, please refer to the Affirm help center or get in touch here.
Are there requirements to use Affirm?
Yes. To use Affirm, you’ll need:
- To be the legal age of majority in the province, or territory you reside.
- To be a resident of Canada.
- A Canadian bank account or Visa/Mastercard debit card. Available payment methods may vary depending on the payment plan selected.
- An SMS-capable Canadian phone number and an email address
- To meet the minimum cart size required to use Affirm as a payment option at checkout.